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    Cohabitation Investigation

    A NJ Cohabitation Investigator That Knows the Law

    According to New Jersey law, you are not obligated to pay alimony to an ex-spouse who is cohabiting with another. However, if your ex is not honest about their living situation, convincing a New Jersey Court to terminate your alimony payments without the proper evidence can be difficult.

    Fortunately, in 2014, the New Jersey Legislature passed a bill that implemented long-overdue changes to the Alimony Law, leveling the playing field as it relates to cohabitation. Per the new law, even if the one receiving alimony is in a relationship with someone who maintains a separate residence, it is still possible to prove cohabitation and revoke the alimony you have paid as a violation of the divorce agreement.

    As a seasoned Cohabitation Investigator, Cowan Investigations can help you with obtaining the hard evidence you need to prove your case in a court of law. Owner and primary private investigator Bob Cowan will obtain the needed evidence through the use of public records as well as expert surveillance, which may include procuring photographs and video to assist you in proving your case. All evidence is obtained through legal means and will be admissible in court. Such evidence can go a long way in obtaining a court order to end your payments.

    Getting these payments terminated can be exceedingly difficult to do alone. While hiring a knowledgeable lawyer is paramount, the evidence a cohabitation investigator provides can help seal your case.

    a cohabitation agreement on a table

    A Skilled P.I. You Can Rely On

    As a N.J. private investigator, Bob Cowan believes that the best client is one who has done extensive research on their choice in an investigator for their case, as it is essential to retain the services of the very best in such delicate situations.

    As the Former Chief of Police for Jersey City, Bob Cowan achieved a highly distinguished police career by mastering all subject matter related to the field, studying incessantly to acquire incredible knowledge of police work and the legal system. Bob has used his tenacity and experience to seamlessly transition into the private investigations business, becoming a highly skilled cohabitation investigator.

    Cowan Investigations proudly serves private citizens across New Jersey, including but not limited to Bergen, Monmouth, Ocean, Middlesex, and Mercer Counties, NJ, and also provides services for those seeking a/an:

    Continue below to learn more about what Cowan Investigations can do for you and your cohabitation case.

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    Private investigators conducting cohabitation investigations or alimony investigations in Mercer County, Middlesex County, Bergen County, Ocean County, Monmouth County or anywhere else in the state can be expensive. As a New Jersey Cohabitation Investigator, I believe the best client is a person who has done extensive research on their selection of a N.J.  Private Investigator they intend to hire. It is essential to retain the very best private investigator to handle your case anywhere in New Jersey.

    I have been successful in my police career because I mastered all subject matter relating to policing. I studied incessantly in order to achieve this knowledge. Why did I find it so important to be knowledgeable in policing? For me, the answer is, that there is nothing more satisfying than providing an above standard service to the public. This is my attitude whether I worked in a public sector police job as well as serving as NJ’s cohabitation investigator.

    Cowan Investigations specializes in marital issues, particularly cohabitation investigations. The goal is to search out the truth and terminate the alimony of the client.

    The Importance of Continuing Training for a Cohabitation Investigator

    Unfortunately, many N.J.  Private Investigators are often not properly versed in the nuances of the law to be able to put together a case effectively.

    Bob Cowan makes it his mission to be on the alert for any developments in the NJ legal system or any new sources of information. To continue maintaining a premier private investigation service, Bob has most recently completed a course on the contents of the 2014 Revision of the New Jersey Alimony Law.  This course was led by prominent New Jersey attorney Robert Ramsey, an instructor for the Garden State Continuing Legal Education Course. As a professional P.I. and cohabitation investigator, Bob continuously adds to his knowledge and training in all matters concerning cohabitation and alimony. Studies include recent case law involving family law, revisions in search/seizure case laws, and other relevant legal developments.

    Revised 2014 Standards for Cohabitation:

    For a highly informative read on the 2014 Alimony Reform Bill, see the article by well-known New Jersey attorneys Robert A. Epstein And Eric S. Solotiff:

    Per the 2014 statute, a court may suspend or terminate alimony if the payee cohabitates with another person. Pursuant to the law, cohabitation involves an intimate, mutually supportive personal relationship in which a couple has undertaken privileges and duties that are commonly associated with marriage or civil union, but does not necessarily maintain a single common household.

    When assessing whether cohabitation is occurring or not, the court will consider the following:

    (1) Intertwined finances, including joint bank accounts and other joint liabilities or holdings;

    (2) Sharing or joint responsibility for living expenses;

    (3) Recognition of the relationship in the couple’s family and social circle;

    (4) Living together, frequency of contact, duration of the relationship, and other indicia of a mutually supportive and intimate personal relationship;

    (5) Sharing in household chores;

    (6) Whether the recipient of alimony received an enforceable promise of support from another person within the meaning of subsection h. of R.S.25:1-5 (“palimony”); and

    (7) All other relevant evidence.

    In evaluating whether cohabitation is occurring and if alimony should be terminated or suspended, the court will also consider the length of the relationship. A court may not find an absence of cohabitation solely on the grounds that the couple does not live together on a full-time basis.

    Call Cowan Investigations Today

    If you are dealing with a case where cohabitation law in New Jersey comes into play, you don’t have to go it alone. Call our team at Cowan Investigations today for a free and 100% confidential 30-minute phone consultation.

    Cowan Investigations proudly serves private citizens across the state of New Jersey, including but limited to anyone living in Monmouth, Mercer, Ocean, Middlesex, or Bergen County, NJ.






    Social Reviews

    Cowan Investigations Icon Cowan Investigations

    2360 Lakewood Road suite 3 unit 236, Toms River

    5.0 33 reviews

    • Avatar Megan Parker ★★★★★ 2 months ago
      I approached Cowan Investigations from out of state with a delicate situation that needed to be handled in NJ and Liz made me feel at ease and in good hands immediately! Both Liz and Bob reviewed my case and got back to be the same day … More with a great price and additional suggestions to make sure I was satisfied with the planning they had come up with. It was important to me for all parties involved in my case to feel comfortable and Liz and Bob definitely fit the bill! They took the time to gather all the information needed and completely exceeded my expectations. I originally chose to call Cowan Investigations because of the professional website and Bob's credentials, but it was the personal care and service that cemented their agency for me. Thanks again Liz!!
    • Avatar Tommy Musselman ★★★★★ 4 months ago
      I didn't personally have the pleasure of meeting Mr. Cowan but Liz was so incredibly efficient and professional!! Within hrs she had already gotten answers to a question that has tormented me for a long time.
      If you need ANY investigative
      … More work done trust Cowan. This was my 1st time dealing with an investigative service and I was best pleased!! 5 stars all the way! A special thank you to Liz. You're a dear and I will always remember your warmth, sympathy and professionalism. Always.
    • Avatar Anthony S ★★★★★ 8 months ago
      Best of the Best!
      Worked with Bob during his tenure as the former Chief of the Jersey City Police Department. All I can say is that you will be getting what you pay for with this results driven company.
      A leader within the industry with
      … More over 34+ years in law enforcement as well as a proven track record of accomplishments in the field. If I needed a private investigator, Cowan Investigations would be my first choice, hands down.
    • Avatar Rae ★★★★★ a year ago
      I would highly recommend Cowan Investigations. From the time you speak to Liz on the phone until the time Bob is finished with the investigation you will always know what is going on, what is taking place, and what they found. You will … More be provided with detailed information and surveillance. Bob is very well trained in this field and will provide you with outstanding work. Both Bob and Liz are very compassionate and caring people and make you feel comfortable through the whole process. At the end of the investigation you’ll know that you have hired the right people for the job.
    • Avatar Jay White ★★★★★ 10 months ago
      As a retired Deputy Police Chief with the Jersey City Police Department I had the privilege of working with Bob Cowan for over 25 years.
      Bob is an honest and ethical professional who shows empathy towards people in unfortunate situations.
      … More
      Bob’s objective analysis and evaluation of an issue enables him to address the true problem at hand.
      His strong analytical abilities coupled with thorough research and attention to detail make him an ideal private investigator.
      I know his clients will receive a comprehensive detailed report that will stand up in any hearing or court of law.
      Bob is a high caliber dedicated professional who will give it his all to address the issues at hand and achieve results.
    • A Google User ★★★★★ 10 months ago
      As a retired Deputy Police Chief with the Jersey City Police Department I had the privilege of working with Bob Cowan for over 25 years.
      Bob is an honest and ethical professional who shows empathy towards people in unfortunate situations.
      … More
      Bob’s objective analysis and evaluation of an issue enables him to address the true problem at hand.
      His strong analytical abilities coupled with thorough research and attention to detail make him an ideal private investigator.
      I know his clients will receive a comprehensive detailed report that will stand up in any hearing or court of law.
      Bob is a high caliber dedicated professional who will give it his all to address the issues at hand and achieve results.
    • Avatar Sarah V ★★★★★ a year ago
      I have been married for over 25 years, 2 years ago things just started not feeling right, I started having suspicions that my husband was cheating. I felt trapped, I was embarrassed to talk about it with anyone. I put up with feeling … More this way for two years.
      I began researching private investigators because I was fed up with being lied to and deceived, talked to like I was crazy. I called a few investigators but I did not feel comfortable, I felt like I was talking to used car salesmen. Just before I was going to give up I called Cowan Investigations. From the minute I began speaking to Liz Cowan I began to feel comfortable, she was very genuine, caring and knowledgeable on how to proceed. Liz set up a call with Bob who I immediately could tell was very experienced and knew how to proceed.
      Over a 4 day period Bob and Joe uncovered the evidence I needed to confront the lies and other deceptions I was subjected to, which let me make the decisions I needed to make for myself. Above all I was able to regain my self respect by getting the proof I needed.
      From time Liz answered the phone until Bob and Joe finished the investigation, I was overwhelmed by the professionalism and caring they displayed towards me and the investigation.
      Thanks again Liz, Bob and Joe, you’re the best
    • Avatar Fidel Hernandez ★★★★★ a year ago
      If there was a way to give this Gentleman ten stars, I would. Don't be mistaken by the use of the word "gentleman" he is a hound and he zeros in on the minutia of the investigation. He is a real detective with a extensive … More background in law enforcement.
      I thought that I had a really good understanding of my case and then I hired Bob Cowan. He exposed so many things that were hidden in plain sight that it blew my mind and consequently gave me much needed peace of mind.
      From the time he took my case, he kept in constant contact with me. All throughout, he explained things in way that I could understand. He was reassuring, professional and the best guy for the job!
      I am in the unenviable position of knowing what I am saying. It can and is, at times, overwhelming when you have to hire a private investigator. This usually arises from a traumatic experience and the reason why you should surround yourself with someone who knows what this experience fells like.
      I trust Bob Cowan and hope he continues to help others, like he helped me. I am grateful to have been referred to him! Thank you, Sir.
      And yes, I would be remiss if I didn't thank his wife Liz. She took my initial phone call and she knew I needed his help. She was warm and kind. Just what you need when you are faced with these situations...Thank you, Liz.
    • Avatar Susie K ★★★★★ a year ago
      I recently had the need to use a private investigator. After looking at several options, I decided to call Cowan Investigations. The decision to call them turned out to be one of the best decisions I ever made. I really like the fact that … More Mr. Cowan has a law enforcement background and is a former Chief of Police for Jersey City. After my first conversation with Liz Cowan I knew I had called the right people. She made me feel very comfortable when I answered all the questions she needed to get the facts regarding a very complicated situation. Liz is very thorough, caring, and very professional and usually available when I had questions. Liz and Bob make you, their priority. I NEVER had to worry if Mr. Cowan would be working on my case at the time I was promised. He was always at the location, on time, very descrete and went way above and beyond my expectations. I was informed of the progress on a daily basis and over a period of 4-5 days, had enough evidence to prove my case. The reports are very professionally written with dates and time stamped. It says a lot when my lawyer called Bob Cowan and complimented him on the great report he gave to my lawyer, to take to court. I feel the evidence gathered by Cowan Investigations and presented to the judge, by my lawyer, made a huge difference in the judge's decision. I met Mr. Cowan and shook his hand after I won the case. I highly recommend Cowan Investigations and will definitely use them again if needed. Thank you for all your hard work, you are the best!

    Cowan Investigations
    Based on 3 reviews
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    Hector Vargas
    Hector Vargas
    7 hours ago
    amazing job being done for the community.
    Bill Schaff
    Bill Schaff
    10 hours ago
    We cannot thank Bob and Liz enough for helping us with a matter that was probably outside the realm of their normal practice. They were instrumental in assisting us in reaching out to an unscrupulous used car salesman. The individual wouldn't return our calls and obviously, did not wish to be found.Due to their tireless efforts and many phone calls, we were finally put in touch with him. With their help, the situation was fully resolved! They handled the situation with the utmost care and professionalism. We strongly recommend Cowan Investigations as they are very good at what they do!
    Justin Delaney
    Justin Delaney
    March 18, 2018 ·
    Cowan Investigations
    Based on 1 Reviews
    Fidel H.
    Fidel H.
    2019-11-28 07:20:51
    On this thanksgiving day, I can say that I am very grateful for the peace of mind this detailed investigator gave me. Not only did he provide me with the...