The Importance of background Investigations for a New Jersey Private Investigator
Many cases that a New Jersey Private Investigator investigates will benefit from the conducting of a background investigation. A Background Investigation is often inseparable from a thorough investigation by a New Jersey private investigator. Divorce related investigations conducted by a private investigator will often have background investigations conducted as a standard practice. Cohabitation/Alimony investigations conducted in New Jersey will have numerous types of background investigation requirements https://cowaninvestigations.com/cohabitation-investigation/ . A background Investigation conducted in a New Jersey cohabitation/Alimony Investigations is usually conducted on several individuals. New Jersey Child Custody Investigations are yet another example of an area where a background investigation is essential https://cowaninvestigations.com/child-custody/. Most if not all, Child custody matters will have background investigations conducted by a New Jersey Private investigator.
Do Not Leave It Up To The Police, Children Services Or Any Other Public Agency To Protect Your Children, It Is On You be certain to intervene when you suspect your kids are exposed to bad people
The conducting of background investigations in New Jersey also extends to other areas of concern. There are many other areas of doing business that might not be reliant on background investigations. However, background investigations are certainly worth the expense in most matters that could help avoid problems. As a New Jersey Private Investigator I have conducted background investigations in a myriad of situations. Lawyers will often want to conduct a background investigation on a witness or victim where their client is the accused. As a New Jersey Private Investigator I have also conducted many real estate related background investigations. Simply stated, the necessity of conducting a background investigation by a New Jersey private Investigator arises often.
New Jersey Private Investigators Cannot Use Data-Basis To Conduct Background Investigations without Having An Acceptable Permissible Use
Licensing and other guidelines require a New Jersey Private Investigator to have proper permissible uses before running a database search. A New Jersey private Investigator cannot willy-nilly conduct a background investigation. It is essential the client and the private investigator by extension have a proper permissible use beyond curiosity. I have had clients call me wanting to do a background investigation on someone they want to date. There is just not a permissible use to be running someones background as part of a dating service. Don’t get me wrong, some New Jersey private Investigators will do the background investigation, I will not. I have extensive law enforcement experience https://cowaninvestigations.com/bio/ and I have seen many police officers get themselves in trouble cutting corners.
As the former Chief of the Jersey City Police Department and after a thirty-five-year law enforcement career I retired. I brought knowledge, skills and abilities into my New Jersey Private Investigation Firm https://cowaninvestigations.com/about-us/. During my extensive law enforcement career it was always important I keep my self out of trouble while performing well. I brought this same attitude to my New Jersey Private Investigator Business. However, aside from performing within established guidelines regulating background investigations and keeping myself honest, I also am able to keep my clients from getting in trouble.
A New Jersey Private Investigator Must Be Careful In Conducting Background Investigations In Infidelity Cases
One area New Jersey Private Investigators are often asked to conduct background investigations is cheating spouse investigations. Conducting of a background investigation by a New Jersey Private Investigator during an infidelity investigation is a tricky area https://cowaninvestigations.com/new-jersey-infidelity-investigation-1/. First off, there is an absolute prohibition of conducting motor vehicle registration checks for the purpose of identifying a cheater. I hear many New Jersey Private Investigators complain about this fact, but I personally support this policy for purposes of safety issues. I have often been contacted by clients regarding cheating spouse investigations. These distraught clients request I run registration checks on certain cars. Operators of vehicles the client suspect their significant other may be having an affair with. The answer I provide is that New Jersey Division of Motor Vehicle’s Rules and regulations restricts a New Jersey Private Investigator from securing registration information infidelity investigations.
Registration Checks cannot be conducted in cheating spouse investigations. a New Jersey Private Investigator must do it the old fashion way!! Surveillance
Federal And State Permissible Uses In Order To Conduct Background Investigations In New Jersey
The federal law protecting an individuals motor vehicle information is known as the Driver Privacy Protection Act (DPPA). The Act prohibits state departments of motor vehicles and others to whom the DMVs provide information from disclosing a driver’s personal information without that driver’s consent. State Division of motor vehicles that violate the Act are subject to civil penalties. The Driver Privacy Protection Act does not prohibit the use of driver information in background investigations, it regulates. A New Jersey Private Investigator can use driver information during a background investigation, use must be within the regulations.
Under the Driver Privacy Protection Act, personal information contained in a motor vehicle record may be disclosed for:
use by any government agency, including any court or law enforcement agency, in carrying out its functions, or
to any private person or entity acting on behalf of a Federal, State, or local agency; and
for use in connection with any civil, criminal, administrative, or arbitral proceeding in any Federal, State, or local court or agency or before any self-regulatory body, or pursuant to a Federal, State, or local court
All drivers have a privacy interest in their DMV Information, New Jersey Private Investigators need a permissible purpose to obtain it
The Gramm–Leach–Bliley Act (GLBA), also known as the Financial Services Modernization Act of 1999, GLBA is often encountered during background Investigation
New Jersey Private Investigator conducting a background investigation data-base needs to meet GLBA guidelines. Without going into the weeds GLBA essentially protects consumers financial information from improper disclosure. A New Jersey Private Investigator conducting a background investigation is a business, not a consumer. A Private Investigator Business is not an individual with personal nonpublic information. Because of this a private investigator business cannot be a customer under the GLBA. A New Jersey Private Investigator Business will be liable for compliance with the Gramm-Leach- Bliley act while conducting New Jersey Background Investigations.
The photo to the left is similar to a box that will pop up on New Jersey Private Investigator Data-Base Search Engines. If background investigations conducted by New Jersey Private Investigators may return financial information, the private investigator will need to check a box. My New Jersey Private Investigator business is centered around working for private clients. As a New Jersey Private Investigator my specialty is Alimony/Cohabitation Investigations, Child Custody Investigations and Infidelity Investigations. As a general rule I will not perform background investigations in cheating spouse investigations (infidelity), there must be an attorney involved. However, the exception to the GLBA I mostly use is the first box on the top of the GLB Exceptions. “To protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability”. Believe it or not, there is a whole lot of justification for conducting a multitude of background investigations just by the nature of the definition of the key words in that particular exception.
I hope this article on background investigations has been helpful. I will be writing another article on the different types of background investigations on particular private investigations
About the author:Bob Cowan is the owner of Cowan Investigations a full service New Jersey Private Investigations Firm, Bob is the former Chief of the Jersey City Police Department and has 35 years experience as a police officer in New Jersey’s second largest municipality.
Former Jersey City Police Chief Robert Cowan addresses the public in City Hall as Mayor Steve Fulop, Police Director Jim Shea and Members of the City Council look on.
If you wish to speak with me regarding this article, or if you need a consultation regarding it’s contents please do not hesitate to call me at 732-837-8444, seven days a week 8:00am to 8:00pm.
I approached Cowan Investigations from out of state with a delicate situation that needed to be handled in NJ and Liz made me feel at ease and in good hands immediately! Both Liz and Bob reviewed my case and got back to be the same day… More with a great price and additional suggestions to make sure I was satisfied with the planning they had come up with. It was important to me for all parties involved in my case to feel comfortable and Liz and Bob definitely fit the bill! They took the time to gather all the information needed and completely exceeded my expectations. I originally chose to call Cowan Investigations because of the professional website and Bob's credentials, but it was the personal care and service that cemented their agency for me. Thanks again Liz!!
If you find yourself in need of a PI, I can assure you that retaining Cowan Investigations is 100% the right choice. Bob and his wife Liz worked tirelessly to assist me with a very challenging situation and ultimately were able to exceed… More my highest expectations in terms of obtaining evidence. I truly cannot thank them enough for the level of care and professionalism they brought to my case.
I didn't personally have the pleasure of meeting Mr. Cowan but Liz was so incredibly efficient and professional!! Within hrs she had already gotten answers to a question that has tormented me for a long time.
If you need ANY investigative… More work done trust Cowan. This was my 1st time dealing with an investigative service and I was best pleased!! 5 stars all the way! A special thank you to Liz. You're a dear and I will always remember your warmth, sympathy and professionalism. Always.
Yours
Tom
Best of the Best!
Worked with Bob during his tenure as the former Chief of the Jersey City Police Department. All I can say is that you will be getting what you pay for with this results driven company.
A leader within the industry with… More over 34+ years in law enforcement as well as a proven track record of accomplishments in the field. If I needed a private investigator, Cowan Investigations would be my first choice, hands down.
I would highly recommend Cowan Investigations. From the time you speak to Liz on the phone until the time Bob is finished with the investigation you will always know what is going on, what is taking place, and what they found. You will… More be provided with detailed information and surveillance. Bob is very well trained in this field and will provide you with outstanding work. Both Bob and Liz are very compassionate and caring people and make you feel comfortable through the whole process. At the end of the investigation you’ll know that you have hired the right people for the job.
I didn't personally have the pleasure of meeting Mr. Cowan but Liz was so incredibly efficient and professional!! Within hrs she had already gotten answers to a question that has tormented me for a long time.
If you need ANY investigative… More work done trust Cowan. This was my 1st time dealing with an investigative service and I was best pleased!! 5 stars all the way! A special thank you to Liz. You're a dear and I will always remember your warmth, sympathy and professionalism. Always.
Yours
Tom
I didn't personally have the pleasure of meeting Mr. Cowan but Liz was so incredibly efficient and professional!! Within hrs she had already gotten answers to a question that has tormented me for a long time.
If you need ANY investigative… More work done trust Cowan. This was my 1st time dealing with an investigative service and I was best pleased!! 5 stars all the way! A special thank you to Liz. You're a dear and I will always remember your warmth, sympathy and professionalism. Always.
Yours
Tom
As a retired Deputy Police Chief with the Jersey City Police Department I had the privilege of working with Bob Cowan for over 25 years.
Bob is an honest and ethical professional who shows empathy towards people in unfortunate situations.… More
Bob’s objective analysis and evaluation of an issue enables him to address the true problem at hand.
His strong analytical abilities coupled with thorough research and attention to detail make him an ideal private investigator.
I know his clients will receive a comprehensive detailed report that will stand up in any hearing or court of law.
Bob is a high caliber dedicated professional who will give it his all to address the issues at hand and achieve results.
—A Google User★★★★★a year ago
As a retired Deputy Police Chief with the Jersey City Police Department I had the privilege of working with Bob Cowan for over 25 years.
Bob is an honest and ethical professional who shows empathy towards people in unfortunate situations.… More
Bob’s objective analysis and evaluation of an issue enables him to address the true problem at hand.
His strong analytical abilities coupled with thorough research and attention to detail make him an ideal private investigator.
I know his clients will receive a comprehensive detailed report that will stand up in any hearing or court of law.
Bob is a high caliber dedicated professional who will give it his all to address the issues at hand and achieve results.
I have been married for over 25 years, 2 years ago things just started not feeling right, I started having suspicions that my husband was cheating. I felt trapped, I was embarrassed to talk about it with anyone. I put up with feeling… More this way for two years.
I began researching private investigators because I was fed up with being lied to and deceived, talked to like I was crazy. I called a few investigators but I did not feel comfortable, I felt like I was talking to used car salesmen. Just before I was going to give up I called Cowan Investigations. From the minute I began speaking to Liz Cowan I began to feel comfortable, she was very genuine, caring and knowledgeable on how to proceed. Liz set up a call with Bob who I immediately could tell was very experienced and knew how to proceed.
Over a 4 day period Bob and Joe uncovered the evidence I needed to confront the lies and other deceptions I was subjected to, which let me make the decisions I needed to make for myself. Above all I was able to regain my self respect by getting the proof I needed.
From time Liz answered the phone until Bob and Joe finished the investigation, I was overwhelmed by the professionalism and caring they displayed towards me and the investigation.
Thanks again Liz, Bob and Joe, you’re the best
If there was a way to give this Gentleman ten stars, I would. Don't be mistaken by the use of the word "gentleman" he is a hound and he zeros in on the minutia of the investigation. He is a real detective with a extensive… More background in law enforcement.
I thought that I had a really good understanding of my case and then I hired Bob Cowan. He exposed so many things that were hidden in plain sight that it blew my mind and consequently gave me much needed peace of mind.
From the time he took my case, he kept in constant contact with me. All throughout, he explained things in way that I could understand. He was reassuring, professional and the best guy for the job!
I am in the unenviable position of knowing what I am saying. It can and is, at times, overwhelming when you have to hire a private investigator. This usually arises from a traumatic experience and the reason why you should surround yourself with someone who knows what this experience fells like.
I trust Bob Cowan and hope he continues to help others, like he helped me. I am grateful to have been referred to him! Thank you, Sir.
And yes, I would be remiss if I didn't thank his wife Liz. She took my initial phone call and she knew I needed his help. She was warm and kind. Just what you need when you are faced with these situations...Thank you, Liz.
I recently had the need to use a private investigator. After looking at several options, I decided to call Cowan Investigations. The decision to call them turned out to be one of the best decisions I ever made. I really like the fact that… More Mr. Cowan has a law enforcement background and is a former Chief of Police for Jersey City. After my first conversation with Liz Cowan I knew I had called the right people. She made me feel very comfortable when I answered all the questions she needed to get the facts regarding a very complicated situation. Liz is very thorough, caring, and very professional and usually available when I had questions. Liz and Bob make you, their priority. I NEVER had to worry if Mr. Cowan would be working on my case at the time I was promised. He was always at the location, on time, very descrete and went way above and beyond my expectations. I was informed of the progress on a daily basis and over a period of 4-5 days, had enough evidence to prove my case. The reports are very professionally written with dates and time stamped. It says a lot when my lawyer called Bob Cowan and complimented him on the great report he gave to my lawyer, to take to court. I feel the evidence gathered by Cowan Investigations and presented to the judge, by my lawyer, made a huge difference in the judge's decision. I met Mr. Cowan and shook his hand after I won the case. I highly recommend Cowan Investigations and will definitely use them again if needed. Thank you for all your hard work, you are the best!
We cannot thank Bob and Liz enough for helping us with a matter that was probably outside the realm of their normal practice. They were instrumental in assisting us in reaching out to an unscrupulous used car salesman. The individual wouldn't return our calls and obviously, did not wish to be found.Due to their tireless efforts and many phone calls, we were finally put in touch with him. With their help, the situation was fully resolved! They handled the situation with the utmost care and professionalism. We strongly recommend Cowan Investigations as they are very good at what they do!
On this thanksgiving day, I can say that I am very grateful for the peace of mind this detailed investigator gave me. Not only did he provide me with the...
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Background Investigations In New Jersey
July 23, 2018 by Bob Cowan • Background Investigations • Tags: background investigations, cohabitation investigations, New Jersey background investigations, New Jersey cohabitation investigations, New Jersey private detective, private investigator •
The Importance of background Investigations for a New Jersey Private Investigator
Many cases that a New Jersey Private Investigator investigates will benefit from the conducting of a background investigation. A Background Investigation is often inseparable from a thorough investigation by a New Jersey private investigator. Divorce related investigations conducted by a private investigator will often have background investigations conducted as a standard practice. Cohabitation/Alimony investigations conducted in New Jersey will have numerous types of background investigation requirements https://cowaninvestigations.com/cohabitation-investigation/ . A background Investigation conducted in a New Jersey cohabitation/Alimony Investigations is usually conducted on several individuals. New Jersey Child Custody Investigations are yet another example of an area where a background investigation is essential https://cowaninvestigations.com/child-custody/. Most if not all, Child custody matters will have background investigations conducted by a New Jersey Private investigator.
https://cowaninvestigations.com/backgrounds/
Do Not Leave It Up To The Police, Children Services Or Any Other Public Agency To Protect Your Children, It Is On You be certain to intervene when you suspect your kids are exposed to bad people
The conducting of background investigations in New Jersey also extends to other areas of concern. There are many other areas of doing business that might not be reliant on background investigations. However, background investigations are certainly worth the expense in most matters that could help avoid problems. As a New Jersey Private Investigator I have conducted background investigations in a myriad of situations. Lawyers will often want to conduct a background investigation on a witness or victim where their client is the accused. As a New Jersey Private Investigator I have also conducted many real estate related background investigations. Simply stated, the necessity of conducting a background investigation by a New Jersey private Investigator arises often.
New Jersey Private Investigators Cannot Use Data-Basis To Conduct Background Investigations without Having An Acceptable Permissible Use
Licensing and other guidelines require a New Jersey Private Investigator to have proper permissible uses before running a database search. A New Jersey private Investigator cannot willy-nilly conduct a background investigation. It is essential the client and the private investigator by extension have a proper permissible use beyond curiosity. I have had clients call me wanting to do a background investigation on someone they want to date. There is just not a permissible use to be running someones background as part of a dating service. Don’t get me wrong, some New Jersey private Investigators will do the background investigation, I will not. I have extensive law enforcement experience https://cowaninvestigations.com/bio/ and I have seen many police officers get themselves in trouble cutting corners.
As the former Chief of the Jersey City Police Department and after a thirty-five-year law enforcement career I retired. I brought knowledge, skills and abilities into my New Jersey Private Investigation Firm https://cowaninvestigations.com/about-us/. During my extensive law enforcement career it was always important I keep my self out of trouble while performing well. I brought this same attitude to my New Jersey Private Investigator Business. However, aside from performing within established guidelines regulating background investigations and keeping myself honest, I also am able to keep my clients from getting in trouble.
A New Jersey Private Investigator Must Be Careful In Conducting Background Investigations In Infidelity Cases
One area New Jersey Private Investigators are often asked to conduct background investigations is cheating spouse investigations. Conducting of a background investigation by a New Jersey Private Investigator during an infidelity investigation is a tricky area https://cowaninvestigations.com/new-jersey-infidelity-investigation-1/. First off, there is an absolute prohibition of conducting motor vehicle registration checks for the purpose of identifying a cheater. I hear many New Jersey Private Investigators complain about this fact, but I personally support this policy for purposes of safety issues. I have often been contacted by clients regarding cheating spouse investigations. These distraught clients request I run registration checks on certain cars. Operators of vehicles the client suspect their significant other may be having an affair with. The answer I provide is that New Jersey Division of Motor Vehicle’s Rules and regulations restricts a New Jersey Private Investigator from securing registration information infidelity investigations.
Registration Checks cannot be conducted in cheating spouse investigations. a New Jersey Private Investigator must do it the old fashion way!! Surveillance
Federal And State Permissible Uses In Order To Conduct Background Investigations In New Jersey
The federal law protecting an individuals motor vehicle information is known as the Driver Privacy Protection Act (DPPA). The Act prohibits state departments of motor vehicles and others to whom the DMVs provide information from disclosing a driver’s personal information without that driver’s consent. State Division of motor vehicles that violate the Act are subject to civil penalties. The Driver Privacy Protection Act does not prohibit the use of driver information in background investigations, it regulates. A New Jersey Private Investigator can use driver information during a background investigation, use must be within the regulations.
Under the Driver Privacy Protection Act, personal information contained in a motor vehicle record may be disclosed for:
use by any government agency, including any court or law enforcement agency, in carrying out its functions, or
to any private person or entity acting on behalf of a Federal, State, or local agency; and
for use in connection with any civil, criminal, administrative, or arbitral proceeding in any Federal, State, or local court or agency or before any self-regulatory body, or pursuant to a Federal, State, or local court
All drivers have a privacy interest in their DMV Information, New Jersey Private Investigators need a permissible purpose to obtain it
The Gramm–Leach–Bliley Act (GLBA), also known as the Financial Services Modernization Act of 1999, GLBA is often encountered during background Investigation
New Jersey Private Investigator conducting a background investigation data-base needs to meet GLBA guidelines. Without going into the weeds GLBA essentially protects consumers financial information from improper disclosure. A New Jersey Private Investigator conducting a background investigation is a business, not a consumer. A Private Investigator Business is not an individual with personal nonpublic information. Because of this a private investigator business cannot be a customer under the GLBA. A New Jersey Private Investigator Business will be liable for compliance with the Gramm-Leach- Bliley act while conducting New Jersey Background Investigations.
The photo to the left is similar to a box that will pop up on New Jersey Private Investigator Data-Base Search Engines. If background investigations conducted by New Jersey Private Investigators may return financial information, the private investigator will need to check a box. My New Jersey Private Investigator business is centered around working for private clients. As a New Jersey Private Investigator my specialty is Alimony/Cohabitation Investigations, Child Custody Investigations and Infidelity Investigations. As a general rule I will not perform background investigations in cheating spouse investigations (infidelity), there must be an attorney involved. However, the exception to the GLBA I mostly use is the first box on the top of the GLB Exceptions. “To protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability”. Believe it or not, there is a whole lot of justification for conducting a multitude of background investigations just by the nature of the definition of the key words in that particular exception.
I hope this article on background investigations has been helpful. I will be writing another article on the different types of background investigations on particular private investigations
_______________________________________________________________________
About the author: Bob Cowan is the owner of Cowan Investigations a full service New Jersey Private Investigations Firm, Bob is the former Chief of the Jersey City Police Department and has 35 years experience as a police officer in New Jersey’s second largest municipality.
https://cowaninvestigations.com/bio/
Former Jersey City Police Chief Robert Cowan addresses the public in City Hall as Mayor Steve Fulop, Police Director Jim Shea and Members of the City Council look on.
If you wish to speak with me regarding this article, or if you need a consultation regarding it’s contents please do not hesitate to call me at 732-837-8444, seven days a week 8:00am to 8:00pm.